Influence of commercial banks on the sustainability of agriculture sector in Tanzania :

Abstract

The study assessed the influence of commercial banks on sustainability of agriculture sector in Tanzania. The study was guided mainly by two predicting variables which were tested on agriculture sector sustainability as the dependent variable. The predicting variables include loans contribution and repayment periods. The study employed explanatory design by means of causal relationship testing with the results collected from the bank employees and the beneficiaries as customers from the sample of 200 respondents. Results were gathered using structured questionnaires. The collected results were filled in SPSS data set version 24.0 for the purpose of generating statistical tests used to present the findings. Correlation and multiple regression analysis were used to describe the relationship between study variables. Findings revealed that all two predicting variables were found positive with significant effect statistically on agriculture sector sustainability as the dependent variable with p<0.05. In that case, the implication of the results is that agriculture sector sustainability through commercial banks in Tanzania is influenced with loans contribution and repayment periods.